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Painters

Invoicing App for Painters

Send whole-house repaint estimates that respect your state's 10% cap, separate prep work from finish work without scope creep, and collect through Square the same day you finish.

How painters use BillRig

$9,000 exterior repaint in California

A 25% deposit ($2,250) is what most painters ask. California law caps it at $1,000. BillRig fills the legal cap into the deposit field automatically on California job sites, and you structure the rest as compliant progress payments at primer-on, top-coat, and completion.

Whole-house repaint with separate prep scope

Two days of scraping and masking before a single drop of paint hits the wall. Build separate line items for prep, primer, and finish — the homeowner sees the line-item breakdown, and you don't get into a scope dispute over what was 'included.'

Single-room paint with same-day collection

Quick interior job, no deposit needed. Send the estimate, paint the room, send the invoice — all from your phone. Homeowner taps a card on the way out and the funds clear on Square's standard schedule.

Cabinet refinishing with material upcharge

Mid-job the customer wants a higher-end satin finish. Update the estimate, show the material delta, get the signed change order, and re-verify the deposit math against the new contract total.

BillRig vs. generic invoicing tools

Feature BillRig Generic Tools
Offline mode
Square payments
State compliance rules
Voice-to-estimate
Mobile-first design
Basic invoicing

Deposit Caps for Painters: State-by-State

Whole-house exterior repaints routinely run $6,000–$15,000 — and the deposit a painter asks for routinely violates state home-improvement law. California caps it at $1,000 on any contract over $500 (BPC § 7159.5). Maryland and Pennsylvania cap it at one-third. New York requires advances be held in escrow or bonded. For supported states (currently Arizona and California), BillRig surfaces the cap in the deposit field based on the job site address. For other states, our 50-state guide explains the rule to apply.

Top 10 States painters Operate In

  • California — Lesser of $1,000 or 10% of contract price; no exceptions for "materials". See full California rules.
  • Texas — No statutory cap; trust-fund obligations apply on deposits collected. See full Texas rules.
  • Florida — No statutory cap, but if initial payment exceeds 10%, the contractor must apply for permits within 30 days and start within 90. See full Florida rules.
  • New York — No numeric cap; advance and progress payments must be held in escrow or protected by bond. See full New York rules.
  • Pennsylvania — On contracts over $5,000, deposit capped at one-third of contract price (or one-third plus special-order materials). See full Pennsylvania rules.
  • Illinois — No statutory cap; written contract and consumer brochure required for most home repair work. See full Illinois rules.
  • Ohio — On contracts over $25,000, deposit capped at 10% (up to 75% allowed for nonreturnable special-order items). See full Ohio rules.
  • Georgia — No statutory cap; consumer-fraud exposure for abusive deposit practices. See full Georgia rules.
  • North Carolina — No statutory cap; cooling-off rules apply for in-home sales. See full North Carolina rules.
  • Michigan — No statutory cap; owner payments are trust funds and misappropriation can be a felony. See full Michigan rules.

For any state not listed, see our complete 50-state guide.

Common painters jobs on BillRig

Interior repaintExterior repaintSingle-room paintCabinet refinishingTrim and door paintingDeck stainingFence stainingDrywall patch + paintPressure wash + paint prepWallpaper removal

Why painters Choose BillRig

Painting deposits vary more than any other trade. Small interior jobs under a few thousand dollars often take no deposit at all. Whole-house exterior repaints typically run 20–30% — except in California, where state law caps the deposit at $1,000 regardless of contract size. A $9,000 exterior repaint in Sacramento with a 25% deposit ($2,250) is illegal under BPC § 7159.5 and grounds for CSLB discipline. For supported states (currently Arizona and California), BillRig surfaces the cap in the deposit field automatically based on the job site address. For other states, our 50-state guide covers what to apply manually.

Prep work is where painting estimates leak money. A $7,000 exterior repaint with $2,000 of unmentioned scraping, masking, and primer becomes a $5,000 net job with two days of unpaid labor. With BillRig, build separate line items for prep, primer, and finish — the homeowner sees the line-item breakdown, you don't get into a scope dispute over what was 'included,' and you see what you're getting paid for.

Most painting estimates happen at the kitchen table or on a back deck — places where the FTC's 3-business-day cooling-off rule applies. California extends that to 5 business days for senior homeowners under Civil Code § 1689.6. BillRig keeps the estimate structure clear so you can include the required cancellation notice with your paperwork — and our 50-state guide explains which rule applies in your state.

Square payments handle the rest. The homeowner taps a card on completion, the funds clear on Square's standard schedule, and the receipt goes to their email automatically. No "I'll bring you a check next week" cycle. No Venmo screenshots. No payment-processor learning curve. Just Square — already trusted, already familiar — pulled into the invoicing flow.

Built for painting, not the office.
Offline-first sync, deposit-limit checks for supported states, and Square-native payments — purpose-built for residential trades. Be first to use it.

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